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DSCR & HARD MONEY LOANS

Capital that shows up when it's needed.

Manna Lending provides private capital to real estate investors, underwritten on the strength of the deal rather than a lengthy approval process.

LOAN PROGRAMS

Financing built around the deal, not a checklist.

DSCR Loans

Qualify on the property's cash flow, not your personal income. Purchase, cash-out, or rate-and-term refinance for long-term rentals.

Fix & Flip

Short-term capital for the purchase and rehab, sized against after-repair value — built for investors who move fast on a deal.

Bridge Loans

Purchase or refinance against a property's value today, when timing matters more than a long-term structure.

Ground-Up Construction

Financing to build vertically on land you own or are acquiring, sized against total project cost and after-repair value.

HOW IT WORKS

01

Submit your deal

A short form on the property, the numbers, and your experience — five minutes, no obligation.

02

Get matched and priced

Your deal is checked against active lender programs and priced against real, current terms.

03

Close on your timeline

Underwriting moves at the pace of the deal, not a committee — because the capital is private.

Manna Lending — DSCR & Hard Money Loans for Investors